Best 3 Payoneer Prepaid Card Alternatives

Payoneer prepaid card alternatives
Credit: Gerd Altmann //Pixabay

A Payoneer prepaid card account allows you get paid, transfer and spend your freelancer earnings. Similary, access to Payoneer alternatives means enjoy similar services including lifting of restrictions in cases where they are applied. For example, if you are unable to link your local bank account for withdraw purposes, an alternative may be offering such a service.

If you are looking prepaid card alternatives which will offer you a similar service to what Payoneer does, this article is for you. In here, I have compiled a list of the best 3 payoneer alternatives which you can join, get a prepaid debit card and use it to recieve, pay, transfer and spend your earned freelancer payments the way you want to.

In fact, this post comes in as a request by some of my readers readers who emailed me after I published this PayPal alternatives for personal use and business. If you are already used to PayPal and its benefits, I am sure you would want know what it’s competitors do as it may help you somewhere somehow.

What is Payoneer?

Briefly, Payoneer is a web-based service provider which allows freelancers to get paid by companies, businesses and other Payoneer users to their online accounts. For example, if you are an Amazon affiliate, you are able to recieve your earnings and cash sales directly to your Payoneer prepaid card linked to your main account.

Additionally, Payoneer account gives you access to a free US based bank checking account through the US payments services and thus helping you enjoy your earnings safely and locally. You can see how to create a Payoneer account and withdraw your PayPal from anywhere.

For whatsoever your reason may be as in deciding to go for Payoneer’s alternatives, just keep reading since in the next few seconds, you will be discovering up to 3 different providers which you can try out although the services may not be exactly as the former and below we go.

Top 3 Payoneer alternative for prepaid cards

  • Electronic payment association
  • Paxum
  • Netspend

Electronic Payments Association

EPA is an association for all online professionals who do their work online (eCommerce), and which may include but not limited to online publishers, freelancers, website owners, affiliates and others where by the can use the service to receive their earnings, pay others and do more on both an individual or business level.

When you get paid, your earnings are stored in your e-Wallet which means that you need NO bank account and additionally, you get a free MasterCard Prepaid card which you can use to access your funds at anytime and anywhere worldwide on any ATM with a Maestro®, Cirrus® or a MasterCard® logo. You can create your account by visiting


Paxum is an eCommerce service provider which supports a variety of features when it comes to performing transactions online. As a Paxum user, you can receive your earnings in your e-Wallet, send money to other users, withdraw your earnings through Electronic Funds Transfer (EFT).

Also you can withdraw via check, bank wire, to your other existing debit or credit card in addition to getting access to your Paxum MasterCard which can be used just like any other card worldwide. It works for both personal and business accounts.


NetSpend is limited to only a few but does offer members with free a Prepaid MasterCard® and or a Prepaid Visa® debit card. It involves no credit checks, no late fees and all received payments are automatically credited onto your card.

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